Aquisição de veículos por meio de consórcio : uma abordagem sobre suas vantagens e desvantagens

Abstract

The study focuses on analyzing the specific advantages and disadvantages associated with acquiring goods through consortium compared to other financing modalities available in the Brazilian market. The research concentrates on automotive vehicles, such as passenger cars. The study was conducted based on research and data collected from financial institutions, consortium administrators, automotive sector companies, and consumers who have considered the consortium option for vehicle acquisition. Thus, the research sought to provide an in-depth understanding of the relevant aspects for consumer decision-making in this specific context. Other related topics, such as consortiums for real estate or other types of goods, were not addressed in this research in order to maintain focus and accuracy in the analysis of specific advantages and disadvantages related to the acquisition of automotive vehicles through consortium compared to other types of financing. This study will assist in choosing the most suitable vehicle acquisition modality for their needs and financial objectives, focusing on consortium and its advantages. By considering the advantages and disadvantages of each option, consumers can make more informed choices, maximizing their investment and satisfaction.